Workers Compensation Group Rating Program

Web Banner Horizontal Sdwk Tpa 600x90

Save Significantly on Your Workers’ Compensation Premium

Did you know that many alternative discounts are available to help reduce your annual Ohio workers’ compensation costs? Through the OABA workers’ compensation program, your organization can significantly reduce your workers’ compensation costs through a variety of alternative rating programs. Our program, administered by Sedgwick, offers you quality service and stability through the complex workers’ compensation environment.

For over 50 years, Sedgwick has been helping employers navigate Ohio’s workers’ compensation system, providing services to help them control claim-related costs and reduce premiums. Our team includes the experienced colleagues from CompManagement and CareWorks Comp. The two companies merged and are now Sedgwick. Together, we serve nearly 65,000 Ohio employers including organizations of all sizes operating in various industries across the state. Group rating programs administered by Sedgwick have produced over $4 billion in savings since group rating was introduced in 1991, and their group retrospective programs have returned over $630 million in premium refunds since the program began in 2009.

If your organization is not yet participating in this member benefit, and you would like to receive a free, no-obligation analysis from Sedgwick, email our Program Manager, David Deyo at

Contact Sedgwick:

David Deyo
Phone: 614-376-5401


Sedgwick Safety Resource Page

Click here for Sedgwick Safety Resources.


Group Rating Program

Enables small employers with better than average claim histories to combine claim expenses and rate calculations to take advantage of premium savings currently reserved for large employers.  By participating in group rating, employers enjoy a much lower premium than could be attained on their own.  Savings generally range from 25 percent to the maximum discount allowed by the Ohio Bureau of Workers' Compensation each year. 

As a member, you owe it to your organization to explore all of the savings options available to you.  Exploring your options is simple.  For a free, no-obligation analysis, call Rejeana Woolum-Napier at Sedgwick at (614) 359-2403, download the Ohio Bureau of Workers' Compensation Temporary Authorization to Review Information form and fax toll-free to (866) 567-9380, or

Click here to request No-Obligation Analysis online

Group Retrospective Rating Program

Employers who do not qualify for group rating may want to explore this alternative rating program. The program is designed to reward participants that are able to keep their claim costs below a predetermined amount. Employers continue to pay their individual premium; however, they have the opportunity to receive retrospective premium adjustments.  Employers committed to improving workplace safety and accident prevention in order to reduce the frequency and severity of accidents involving their employees, should investigate this program further as an additional savings tool.

Deductible Program

An alternative rating program that allows employers to lower their premium expense by offering an upfront premium discount in exchange for the employer assuming a per claim deductible. Employers select a deductible level that is appropriate to their business, but it may not exceed twenty-five percent of their premium in a policy year.

State Fund Worker's Compensation Management Services

Employers not participating in the Alternative Rating Programs listed above may also obtain Sedgwick's services to assist them with their Ohio Workers' Compensation program. Services include claims management, client education, coordination of ancillary services, customized reporting, industrial commission hearing representation and manual classification review and savings opportunities.

Unemployment Consultation

Sedgwick provides services in the areas of account management, program administration, claims administration, development of client personnel procedures as related to unemployment compensation, training and education, benefit charge audits, tax rate calculations including common rate programs, voluntary payments, corporate changes as they affect tax exposure, and hearing representation before the Appeals Sections of each state agency where allowed.

Safety and Loss Control Consultation

Members of Ohio Agribusiness' Group Rating program have access to telephonic consultation with a member of the Sedgwick Risk Services team at no additional charge to assist them with a variety of risk, health, and safety issues.  Risk Services provides risk, health, and safety management support services to help maintain regulatory self-compliance, improve workplace safety and enhance injury prevention.  Sedgwick's professional experts may also be retained to develop an organizational specific safety program that is easily administered as well as highly effective.  Assistance is available in identifying areas of opportunity within loss control, safety management/accountability, risk management, regulatory self-compliance, human resources, ergonomics, behavior modification, and drug-free workplace program development.